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Multiple Choice

Which of the following is a private insurance carrier?

Distinguishing private insurance carriers from government programs is the main idea. Private carriers are insurers that operate as private entities, selling plans to individuals or employers and funded by premiums rather than government budgets. Medicare is a federal program for people 65 and older or certain disabled individuals; Medicaid is a joint federal/state program for low-income individuals; TRICARE provides military health benefits under the Department of Defense. Blue Cross/Blue Shield functions as a private health insurance carrier, offering plans through private networks and contracts. So, Blue Cross/Blue Shield is the private insurance carrier.

Distinguishing private insurance carriers from government programs is the main idea. Private carriers are insurers that operate as private entities, selling plans to individuals or employers and funded by premiums rather than government budgets. Medicare is a federal program for people 65 and older or certain disabled individuals; Medicaid is a joint federal/state program for low-income individuals; TRICARE provides military health benefits under the Department of Defense. Blue Cross/Blue Shield functions as a private health insurance carrier, offering plans through private networks and contracts. So, Blue Cross/Blue Shield is the private insurance carrier.