Who is responsible for payment of the deductible?

Prepare for the CBCS-B exam with flashcards and multiple-choice questions. Each question comes with hints and explanations. Ace your exam with confidence!

Multiple Choice

Who is responsible for payment of the deductible?

A deductible is the amount the insured must pay out-of-pocket before the health plan begins to pay benefits. Because of this, the person responsible for paying the deductible is the patient. The insurer steps in to cover eligible charges only after the deductible has been met, according to the policy terms. The employer may provide the coverage and fund premiums, but they don’t pay the deductible on the employee’s behalf. The provider may collect the deductible at the time of service, but the obligation to cover that deductible lies with the patient.

A deductible is the amount the insured must pay out-of-pocket before the health plan begins to pay benefits. Because of this, the person responsible for paying the deductible is the patient. The insurer steps in to cover eligible charges only after the deductible has been met, according to the policy terms. The employer may provide the coverage and fund premiums, but they don’t pay the deductible on the employee’s behalf. The provider may collect the deductible at the time of service, but the obligation to cover that deductible lies with the patient.

More practice questions